The State of California wants to help you get good health care during your pregnancy, even if money is a little tight. Going without prenatal care can cause many problems for you and your baby. Studies show that women who do not get prenatal care often have more complicated (and expensive) births. If you don’t have insurance to cover your pregnancy and are not receiving no-cost Medi-Cal or Medicare Part A and Part B, the Access for Infants and Mothers (AIM) Program may be just the helping hand you and your baby need. AIM can also help you if you have a private health insurance plan with a maternity-only deductible or copayment greater than $500. Check with your private health insurance plan to see if your deductible or copayment is for maternity-only services.
Starting January 1, 2014, the Affordable Care Act (ACA) requires the new Modified Adjusted Gross Income (MAGI) guidelines are to be used to determine the eligibility of pregnant women for the AIM Program.
Please feel free to contact us if you have any questions, comments or concerns regarding prenatal health care insurance.