Health insurance premiums have become a major portion of a person's budget. I believe if not corrected it will crowd out home ownership, children's college funds, vacations and retirement savings. What can we do? Look at taxes. Insured members are paying over $40 of tax per month. Insurance
Dental health is very important to your overall health. Yet many put off dental care until their teeth fall out or worse should be pulled out. Employers can help their employees by offering dental insurance and even sharing the premium with their employees. That shared expense can be a non taxed
Everyone knows that you pay more for a Tesla than a Prius. Right? I am making an analogy to healthcare. It will offend some and others will understand the economics of it. Eventually a quiet movement will occur within our healthcare delivery. You won't see headlines proclaiming one physician
UPDATE There is a new Assembly Bill that affects the balance billing frequently done by anesthesiologists. This type of balance billing is not protected under the emergency visit balance billing law of 2009. Recently California passed legislation on the balance billing that can take place
The reality of the ACA rules and the new taxes have just begun. Companies that employ fewer then 50 employees are gradually finding out about the higher costs. Many of those companies have been allowed to keep their plan another year. Therfore they can postpone the the reality of the new ACA deal.
Front page news tells us that the Supreme Court has ruled that many Americans are not going to get a their health insurance subsidy !!! You have to know that passing over 2,000 pages of legislation from a compilation of various commitees and focus groups would end up breaking some laws especially
Earlier this year Sharp Community Health Group turned away Anthem patients. Patients who obtained a new individual plan from Anthem in 2014 were told they could pay cash or seek another provider. This was not always easy since Anthem did not contract with Scripps or UCSD. That meant the patient
When the Affordable Care Act was introduced, it included guaranteed issue for applicants. What does that mean? Previous to January 2014, your health insurance application could be denied for medical issues. A BMI ( body mass index ) over 30 could cause you to be declined or rated up in cost. Breast