Dental health is very important to your overall health. Yet many put off dental care until their teeth fall out or worse should be pulled out. Employers can help their employees by offering dental insurance and even sharing the premium with their employees. That shared expense can be a non taxed payment from the employee. That is also good. I could write a Dental Insurance for Dummies book and still have problems. Those problems stem from dental offices that are anxious to build their business and tell a patient that “we take your insurance”. Taking your insurance card and honoring the insurance company’s negotiated rates and fees are two separate things. I know of dental offices that don’t even try to bill the insurance company for the work performed.
SOLUTION! Ask for an estimate of charges and submit this to your dental insurance company. Most companies will accommodate you with this. If you have a prepaid dental insurance plan, you should ask for a plan booklet that outlines the covered procedures and insurance payments toward those issues. It is a good idea to go over those details with your primary dentist before you get any work done.